Editorial Policy

Our commitment

Educational content on Friendly Debt Relief is produced to help consumers understand debt relief options and make informed financial decisions. Our content is not sponsored by individual debt relief providers and is not shaped by provider compensation.

Source attribution

Where we reference specific laws, regulations, or statistical claims, we cite the underlying authority directly. Sources we rely on include:

• Federal Trade Commission (FTC) rules and guidance
• Consumer Financial Protection Bureau (CFPB) publications
• Internal Revenue Service (IRS) publications on debt forgiveness
• State consumer protection regulators
• Industry accreditation bodies (BBB, ACDR, IAPDA)

What we will not do

• ✗Publish content that guarantees specific savings or outcomes
• ✗Omit known risks or tradeoffs of debt relief programs (credit impact, tax implications, creditor lawsuit risk)
• ✗Write favorably about providers who have not passed our vetting process, regardless of compensation offered
• ✗Use fabricated consumer testimonials or reviews
• ✗Use pressure tactics such as countdown timers or fake scarcity

Corrections policy

If we become aware that published content contains a factual error, we correct it as soon as practicable and note the correction. To report a factual error, email support@friendlydebtrelief.loans with subject line "Editorial Correction" and a description of the issue, including the page URL and the specific claim at issue.